I'm about to get a sizeable redundancy payment, but of course will have no other income until I get another job. I've had an IVA for nearly 2 yrs now; will I be expected to pay it all off at once, and if so, how will my final settlement be calculated? The original debt was for about £31K, and I will...

I currently have an IVA, originally for around £31,000, and have paid about £7,000 off over 18 months. I have just discovered I will be made redundant in April, and may possibly get up to £100K in compensation, though at 50 I may not get another job very quickly. What is my best course of action?

I was with the Woolwich but they've been taken over by Barclays - do you think there's any mileage in checking with Barclays?

I've been in an IVA for a year now and have so far managed it without a problem. Does anyone know of any banks that would allow me a debit card or cheque book and guarantee card? I think this would actually help people manage their tight budgets. As it is, if I now want to buy something that costs m...

Thanks for this. There seems to be some uncertainty though about whether I should have to pay 50% of any payrise because it might be argued that this is to cover costs of living rises. Is this not something that is fixed or do IVA s vary in this respect? Yes there is an allowance for car repairs, bu...

I have been on an IVA for a year now and haven't missed a payment. I don't usually have a problem with the payments or any increments due to pay rises. However, I received a small one-off bonus last year and our pay rise was paid very late this year, meaning I had several hundred pounds in back pay,...