Kiwijo73 you are amongst support here and will get good support. There are excellent professionals such as Melanie Giles & Michael Peoples plus seasoned posters such as Foggy - and we all are on some kind of journey with our finances. No need to feel alone ore ashamed. There is no financial situatio...

PK - As someone else has said we're all (those of us in IVA's) here as a result of complications but my message is don't feel judged, feel the support of this forum. Perhaps like what faced me, when i reached my 'cold light of day' moment in January 2011 you are going to have some difficult conversa...

That sounds encouraging i shall try and post my experiences - thank you so much for this info!

Thanks ginger323232, Unfortunately i live a long way from Yorkshire - is this an account you have to visit a branch to apply do you know? I note your comments regarding the pre-paid account, and must say i am pleased at least these accounts exist, without it i'd be in trouble! I also should say how ...

I have been in my IVA since June 2011 (a 72 month IVA) with Debtlifeboat. Since i had a spread of debts with the mainstream banks getting a basic bank account has been not possible with any of the big names (although was with NatWest for 34 years prior to my defaults). I applied for a Co-Op Cashmind...