Hi All

No face to face only online. And yes we paid the fees for all reports not just the free ones.

Thanks for replying. All of the agencies checked and noddle subscribed to. We do have a financial link as we have a joint mortgage but nothing else. Are there things on a credit file that we simply cannot see? All of the results say her rating is good and soft searches don;t indicate anything? My wi...

Hi All. Ever since I entered into my IVA my wife appears to have been tarred with the same brush. She can no longer even get car finance or a small bank loan?!?! PayPlan assured me should would not be affected and despite checking her credit file with all of the well known agencies and finding nothi...

Thanks for the support all and I will continue to update on progress. I realise that my wife can get cashminder etc. with Barclays and Nationwide/Co-op but all she really wanted was a regular bank account with NatWest until they stole her money and closed her account without notice and without reaso...

Thanks everyone. Sadly we did not get good advice from my IP so we unaware of the impact on my wife. Nat West have closed and taken all of the money from my wife's sole account (she's had it in her name for over 20 years) and we have asked for a full investigation but just keep getting letters askin...

HI Melanie, thanks for the response. The joint account that we held together had an overdraft but was settled in full. We still have the mortgage (no loans) with the bank and as I am in the IVA I cannot go elsewhere (I assume that no-one will touch me!) The money held in my wife's account was simply...

Hi All We have had a terrible time with NatWest since I entered into an IVA. My Wife and I had a joint account which we have since settled but NatWest have cancelled not only mine but my wife's current accounts (as well as the joint account) and have taken what money she had in credit. We are still ...