Thanks for the support and feel better about it now 5years has been really hard but they don't understand that. I got into debt through circumstances at the time and this was my only option I don't want it to go wrong now!

Unfortunately I just sent it in the envelope provided wish I had sent it registered . I have phoned and am hoping that by Monday it may miraculously appear but re- doing form anyway.

I am due to finish iva after 5 years next month but my company has changed from tenon to grant Thornton. Have just received a letter saying they have not received my income and expenditure form which I sent with all requested pay slips weeks ago. They have issued me a notice of breach. How will this...