Hi, The DMC made it sound like the best option for me to keep the creditors at bay so to speak. I had always said I wanted to pay the debt off it was never option not too. I just feel that this is not the was not the best option for me. I feel the IVA is intrusive, and it is a really hard route to t...

Hi, I am new to this forum but I am so unhappy and really need some advice really. I feel I have been taken advantage of and want to know my options. I am 26 years of age now and isn’t hindsight a wonderful thing! I got into debt with loans, credit cards, store cards and just the circumstances I was...