Hello I understand that I might have to pay monthly for 3 years after being declared bankrupt however this time I'm planning on making sure the income and expenditure are just right. I don't suppose with my 35k debt I'll be able to pay £100 monthly towards IVA and I understand it will be more possib...

Thank you so much for your response. I feel so much better now knowing I've indeed got an option here. My Payplan case officer is hard to get hold of and I've got a phone conversation scheduled with her anyway on 1st of July. We were going to discuss new income and expenditure but I got a feeling fr...

Hello I've had IVA approved in February and I've been struggling ever since. I think I felt under pressure to get the things on IVA moving and I didn't think my income and expenditure through, or perhaps I thought it would work but it turns out I'm struggling financially at the end of every month. N...