Thanks for advice. I have kept some of the pay rise money back but I am worried now that there will be a huge bill of back pay requested at annual review. My IP initially told me that any chnages would be dealt with at annual review and not to worry about changes in between other than change of addr...

I am due for my annual review this month. My outgoings haven't changed alot although I have been given a car by my parents- value £2000- the costs of running this are about the same costs as I was paying in public transport so am I right in thinking that this won't be a problem in terms of keeping t...