No I think it is on because of the insolvency register? I dont think the IVA comes off your credit file until you have fully completed.

Wow so by the sounds of things I need not do a thing!.
In the next few months my file will be clean once the IVA has come off from the insolvency register etc
Not that I want credit it is just nice to see that everything is clean!.

Cheers folks! Awesome help from all of you!. I have checked with experian today for the first time and although my IVA is showing on there, my credit rating is 825 so not as bad as I thought I was expecting 0 There is not 1 single debt showing on there, I am thinking there is nothing on because my I...

Oh wow this is it then!!!
I feel like Mel Gibson in Braveheart FREEDOM!!!!.
I actually feel like crying I am that full of emotion.
Its been nearly 7 years since I started to getting this letter and 8 months since my last payment to finally getting my letter but now I feel light as air!!.

Right so it's not like an certificate you get?
Just a letter about the closure and a copy of the court letter?
Sorry just not sure the certificate should look like

Hello everyone Just wanted to post that today I received a letter from DFD with what I think is my completion certificate in. I have acopy of the ip's closure report and that the insolvency service have advised my details can remain on the system for 3 months. It also says "Enclosed is a certificate...

Yes I must sound daft as people will be thinking what is the problem your finished paying so what is the issue.. I just need closer and to get on with my life and I feel that letter shows I have actually completed something in my life I have never really finished anything but this was a challenge I ...

Hi everyone just a quick update as you know my last payment was at the begging of December with DFD. I am a bit annoyed as I am still awaiting my CC I have contacted them twice as they say it takes 6 months but I am just a little disappointing as I have had no contact or anything from it is if I don...

Just another question are IVA companies regulated?.

What's awful is I am panicking now!I have finished my IVA and I have done everything to the letter and what I was advised and to be given 14 days 1 week before Christmas is crazy with postal services running slow this time of year and stopping for the Christmas break. I know I can pay and send Speci...

Hi everyone as you know the last payment left my back a few days ago and this morning I have received a letter from DFD and I do not understand some of things they are asking for and I cant get through on the phone to them.. The letter states my IVA is ready to close and the following word for word....

Well Done Max and good Luck! just finished mine the last payment left my bank yesterday!, I am so glad I completed it, it's hard but keep at it and the years will pass trust me...

That's it the payment has left the bank and I have cancelled the Standing Order!, DFD told me to cancel it in case by accident any more payments get taken.

Hi everyone, after 72 Months in my IVA my last payment leaves the bank tomorrow! I will definitely be having a drink tomorrow evening to celebrate, and I am looking forward to the New Year and not having to worry about that payment every month and having the money in my bank every month instead. I h...

Just to inform you, it is not illegal to run any business from a standard account it is however frowned upon by banks but it is not illegal to do.