Thanks for the advice. I have chased them up Melanie, and they have told me that due to investigations into mis-sold PPI this has had a knock on effect with their closure process. Our case is awaiting final review(?) and they hope to close the case in the next six to eight weeks. We'll see what happ...

I know that some have had very bad experiences with GT regarding their completion certificates, but I thought GT had sorted out their closure issues and problems?? I paid off my IVA by F&F payment on the 23rd July 2013. I was told by GT that it would take 6 months from this date to issue a certifica...

Hi Melanie, they have just said that it can take up to 6 months to close the IVA. I am just happy that we are no longer having to make the payments!

Settlement payment made today....that was a good feeling! Now just wait for completion certificate....

It takes 6 years from when your IVA was accepted for your credit file to improve

Creditor meeting happened yesterday to agree the F&F.
It has been accepted!! [:D]

Its been nearly 3 weeks since submitting my F&F offer to GT but haven't heard anything yet regarding whether the creditors have agreed....how long does this normally take?

Hi Melanie,
Not sure they are organising a meeting for mass variation....I was just tiold that they would send me a form to sign which allows me to get my CC without delay of the PPI claims being undertaken by EIC.
The meeting they mentioned was for creditors to vote on the F&F

Well, I had my variations meeting on Thursday which was a 45 minute telephone call with my IP to go through I&E. The F&F offer amount was submitted, and the IP confirmed that it was a good offer and they couldn't see creditors rejecting it - veru nice to hear! Had to email my latest pay slip and a l...

Yes you are right Michael. The call is with GT variations team to go through I&E before going to creditors

Thanks Kelly, will keep the forum posted [:)]

I have just called Grant Thornton and given my Full and Final offer to end my IVA.
Variation meeting scheduled for next Thursday!!

I am very nervous!!

Hi, This is my situation..... IVA agreed £15,000 over 5 years £3000 paid off so far Original debt of £30,000 Redundancy package (spent!) £10,700 which I have now been told is to be repaid before the end of term. I have means to end the IVA through a full and final by means of a third party but unsur...

Any advice regarding the above offer? Thanks very much [:)]

I'll be phoning GT very soon to formally give them a figure...

The IVA agreed is £15,000 over 5 years
£3000 paid in so far
Original debt just under £30k

In your opinion, would £15k be a reasonable offer that creditors are likely to accept, or would it be nearer £20k?

Thanks for your assistance