I was with Step change. Paid my last payment on 1st March 2019 and much to my amazement and delight I have received my completion cert in today's post. I don't have a mortgage and was a solo iva (my husband hasn't got one).

Going to go buy a lottery ticket for tonight's lotto now

Hello all, My IVA is due to end with the final payment being taken on 1st March. What do I do after this date? I'm with step change if that makes any difference. Also at the end do you need to submit all your documents like you do for the yearly review? How long after the final payment should I rece...

I am currently in an iva and have come home to a letter from a debtor advising that they have issued me with an incorrect Notice of Sums in Arrears and will be sending me out a cheque. What does the incorrect notice of sums in arrears mean? And I assume I will have to give the iva company the cheque...

I think it was about 25k (it was definitely over 20k)

Thanks for the reply, no mortgage we rent and no assets, I knew at the time I should have gone bankrupt but they said IVA was best, feel like that's almost 3 yrs down the drain #128542;

I currently pay £104pm to my iva, my tax credit have gone down by £150 (4 weekly) so I can't make my payment. I have spoken to my iva company who have suggested I either earn more or spend less to make my min payment (£89 pm) but that just isn't an option, so they have suggested a 6m break so 'we ca...

Thank you Michael, that's what I thought. Both our names are on the claim but step change class it as my income only

I'm in an IVA my husband isn't, we receive child tax credits. I know they are classed as income but should they be split 50/50 when working out my I&E as it is a joint claim?

I will check the report but I'm sure it was 50/50 because he did earn slightly more than me but they put the child tax we receive as my income which made us on equal pay? (The tax credits is obviously a joint claim which will reduce a lot this year now)

My hubby has just had a pay rise (well promotion) and I am in a lone IVA, he has told me that he does not want any of this extra money to go to the IVA as it's his money he has earnt (I can fully understand this as my debt was all accumulated prior to us being together) we currently have a 50/50 spl...

I'm now 7 weeks pregnant and have been in my IVA since June. When do I need to tell them about the pregnancy? Can I leave it until my review in June (baby due in August)?

I've got this account- I opened it 10 months prior to IVA. They didn't ask any questions and I got my sort code and account number straight away (my credit rating was a mess as well as I was only making token payments at the time)

Can i get out of a phone contract with Orange now i'm in an IVA? Then get a PAYG sim instead

Is it a crisis loan? I have one of those as they are not included in the IVA but my ip has made an allowance for the payment.

That's what I thought just wanted to make sure it's ok though.