Thank you all for your good wishes. I can recommend Mel's wine and slipper suggestions for your other half if needed!!

My IVA was agreed this morning, although the contribution has increased, but we will just tighten our belts further. I am sorry to say I cried when Marc told me, it was relief! Thank you so much for all your support during my very anxious time earlier. I was sure they would say no! I cannot thank Me...

Thank you all for your good advice and support, and good luck LeFran for your meeting. I will let you know how the meeting goes!

Thank you all, it feels easier knowing there is a supportive group out there who know exactly what we all go through at this time. I am trying to stay positive, but it is hard and focussing at work is near impossible at the moment! I cannot recomment Mel and her company highly enough whatever the ou...

Mel and her team have been fab preparing my IVA meeting for next Wednesday. I am panicking big time due to the low dividend of 7p and high debts of over £200,000 (mainly 4 buy to let properties being handed back with negative equity, due to rental problems). I cannot imagine the mortgage lenders wil...