Finally after a turbulent 6 months both financially and personally following my creditors meeting last Friday our IVA was accepted and we can begin to see a light at the end of the tunnel. I appreciate we have a long way to go but a tremendous weight has finally been lifted. Many thanks to Mel and h...

I am virtually in the same position. We had to stop the monthly struggle to pay all our creditors when a family member who was helping us every month had a change of circumstance and could no longer help. We are 90% of the way to making a proposal and it feels like it has taken a lifetime. We began ...

Update: Due to the death of my Mom in June and a delay in renewing tax credits we are still in the process of trying to enter an IVA. I just wanted to thank Amie John for her understanding of my situation and I hope get started ASAP. Does anyone know roughly how long it will take from the time I can...

Hi
This is my first post so be gentle. I am 46000 in debt and seriously contemplating an IVA. Is it a good idea and can you recommend any companies to use. I am a little apprehensive and need good advice