Thank you VERY much for your help, I think that will be the plan pay in as much as I can possibly manage and see where that leaves me!!

Again Thank you!

Jay.

Hi Melanie, Thanks for you info, WOW your up late, I thought it was only me who couldn't sleep!! Okay I think I get what your saying, so it would still be favourable for me to pay in as much as I can manage into the IVA? That might help my case?! I have asked my dad if he could assist, maybe rasing ...

Hi, I need help, and I am very very scared!! I have had a tough few years, and I found myself in a situation about a year ago where an IVA was the only option, so here I am! A year later I have had another upheaval that has made me re-assess my life, and I want to leave the country in 2 years, but I...