My family can gift me the sum of £6.5k. Been looking through paper work have no idea whom the supervisor is, going to email them today with a proposal for a f&f as well as writing to them. I understand I need written verification from family member who is offering the gift along with a written state...

Yes there is a clause regarding property.They have my home valued at £90k couple of houses recently gone up for sale £60k and £65k same size property as mine,I currently owe £46k.

Many Thanks GilliB, Appreciate any help. Hate been in this situation,plus don't like the thought of having to remortgage my property, not that I stand a chance with been unemployed. I have learnt one valuable lesson never think your job is safe and 2 never spend beyond your means... Hope your health...

Thanks for the advice Melanie and NickJohn. Up to now I have continued with payments using my savings to keep payments up to date. Can you offer any advice on what route to go down to offer a full settlement. My family are willing to gift me with funds to offer DFD a payment to end this. I just have...

Hi, Due to circumstances out of my control I entered a IVA last April, Owing £13,571 IVA £7,200 repayments of £100 per month for next 6 yrs. I am a home owner recently just lost my job. My family are willing to help me out with the IVA . What figure should I realistically offer debt free direct f...

Hi, Due to circumstances out of my control I entered a IVA last April, Owing £13,771 IVA £7,200 repayments of £100 per month for next 6 yrs. I am a home owner recently just lost my job. My family are willing to help me out with the IVA . What figues should I realistically offer dfd for a settlement ...