hello everybody!! I just got my certificate of IVA due completion and my final report...Thanks to Melanie Gilles and PJG recovery...its been a long journey but its finished now..thank you so much

hello! I got my certificate of due completion of my IVA and the final report..is this it!!!am i really debt free??whats next...what happened to my credit scoring??will automatically clear?

thanks for the inspiring post Tina, I am really grateful that IVA sorted my messy financial situation and I am thankful to Melanie Gilles being my IP who is very considerate enough to gave a solutions in every ups and downs during the period of IVA...I could hug and kiss her and say a big thank you....

I should be finished last August but I missed some monthly payments,fortunately and very grateful that my IP gave me an extension to pay the remaining payments

thanks for the post...have you tried also feeling low that whenever there is an emergency repair of your house you just cant find a way because you cannot avail a credit or a loan and have you also feeling frustrated that your son will ask a new mobile but you casnnot avail a contract because you ar...

really, i will try it coz i really need a mobile,not being luxurious but i need a phone, have you try having a mobile contract while your in IVA?

hello..just want to ask if being in IVA,can we not avail a contract from any mobile phone companies?

hi all! ive been in IVA since 2007,it really helps me alot..but I was just wondering if you feel the same way how I felt...I deserted myself away from my friends...not going to parties anymore...infact I just basically shut off my social life...because whenever I am attending parties or any social g...