A big thank you to Guy Withey and Claire my relationship manager for dealing with my IVA completion . Today I have received my certificate of completion.. Thanks to all the people on this website that has supported me too. I am so happy am debt free hurrah!!! Guy Withey Of freeman Jones you are the ...

I also want to say thank you Steve.

Foggy am toto the little dog..lol

I spoke to Guy Withey the IP today and he explained things clearer to me. I am looking forward to speaking to my new relationship manager next week and debt free in 12 month. Hurray ! !!Thanks to all for the advice.

Thanks for the advise Melanie. I wish have done my research well . I received my annual review all inaccurate, stating am paying £240 when I am now paying £450 . Actionbird I share your frustration. I disagree with you wiggle 1 as freeman jones the staff are rude and unhelpful . I am stress with sle...

To add on to this I did report to the financial ombusman but didnt follow things through. Probably as I know it not just me now I will.

OH MY GOD! I am shaking reading all this cause I was made to believe they were helping me when they are not. This issue is on going and we need to complaint about Freeman Jones to the right authorities as they need to check their accountants giving all this inaccurate calculations. My IVA was to end...

Feeling Good, It still happy days with Freeeman Jones ( I wonder if you will be saying that in 5years time). good luck

Thanks to some experts on here to give me the right decision.

Hi Steve, in response to the letter I recieve, I disputed most of what was written in it and tried contacting your complaint manager and he refused to response my calls. I requested speaking to the IP but was told to complaint to the Governing body . So it no success with Freeman Jones from £240 to ...

Sorry to say Freeman Jones has no sucess sorry.

Dispute Background: took out an IVA since 2008 explained my change in circumstances which accumilated as arrears. freeman jones wants to extend it to 18month. which i dont want this to happen. Nature of dispute: Dispute in extending my IVA to 18month Dates of relevance:feb 2008-feb 2013 Contact names:

Hi, I'm already in an IVA and have been since Feb 2008 with Freeman Jones. I told them that I couldn't afford payments and they then reduced my monthly contribution. I have now been told by my 2nd relationship manager that these are now actually arrears that I still have to pay. There was no equity ...