That's good news Brigadeen. I agree its always best to be 'upfront'. On reflection I think I have nothing to lose by ringing them up and talking to them. At least that's better than not knowing, which I find very unsettling. I'll let you know how I get on.

Thank you everyone.

Catrin

Thanks everyone - its food for thought. It has been so hard to get to this stage and on several occasions I've nearly 'thrown the towel in' (I.e. posted off keys and done a runner). I was never seriously going to do that but there were moments when it seemed like an attractive option I have thought ...

I have just received my 'certificate of due completion' although have not yet alerted equifax etc. My IVA was finished early due to my supervisor arranging a loan so I am now paying a monthly repayment for the loan of approx £200 and this will continue for another 4 years. My concern is that I have...

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