Tell them into add it to the end of your Iva if they don't like it tough Its your. Iva they just do the paperwork no matter how important they want to be. If they don't then tell them you will go bankrupt. You will Gert your. Break pardon the pun:-) I done my shoulder too. I saw on YouTube its a mus...

Once you complete at 60 payments then that should be that You sign for 5 years CSO why are we on hold for something that is not of our making If you booked a holiday 5 years in advance then on the day you were to depart. You are then told. Oh sorry the ship you were sailing on is being repaired come...

Give your company a call. Say you want a break. It will be fine you are well into your. Iva. If it was just started then they would have an issue I was offered. 6 months. Twice just for the hell of it maybe they knew about PPI coming up so wanted me off there system for awhile Its your. Iva you do a...

:-) its tough people latch onto the. Iva as a desperate attempt to get back to a. Settled life. Its not a get out of jail card or to be taken as an easy option. I think you should have to see a counsellor in person at some point in the. Iva its far too impersonal only known by phone or mail OK when ...

I finished my iva months ago they can do what the heck they like. I paid back what. I said. I now have my iva payments put to 1 side and saving up I don't want or need a credit card. So. I don't need a certificate to show anybody. I have my own bank and. I am free of it. I have heard ziilch from my....

OK its tough but at the end of the day we got in debt so the. Iva was a way out Its no use feeling sorry for yourself. Others struggled with no cards and didn't get into debt Of course its not a piece of cake lives tough The third year was the down to me but once you get to the last it should go qui...

No. I was specifically told. I could put an amount aside for travel as. I had a gf in another country I was also told. I could not be expected to stay at home for the next. 5 years Pets are a luxury and if you are trying to cut your outgoings then no pets. Dogs cats horses are expensive and. I have ...

I was told when. I set my iva up that. I could put it down as a travel expense.
People are allowed things that. I was not. Pets etc you can only ask and see

Basically you are goosed now with debts that just keep on rolling
Better to be an Iva then at least you get to be goosed just for 5 years

People working no debts are struggling the whole country is goosed

You call them to say you have made your last payment
Then you get told call them every month or so to see how its going

Fobbed off. Ignored waste months of your life sending PPI forms in.

Then 6. To 10 months later u may hear from them

PPI PPI PPI PPI PPI PPI PPI PPI PPI PPI PPIiiiiiiii better if you sing it ala football song style I sent mine in then got a call to send them again then in January got a call saying to send them again I got them and thought to ask I spoke with somebody they said no they had them already I said yes I...

:) Listen up girlie Ring one of the IVA Companies in this forum there is a good choice and get the ball rolling You can call 1 or 2 people on Monday once you do that then you know the actual options open for you ok Each IVA Is tailored to your needs and what you can pay regardless of what another pe...

Uhmmm how about your relative gives me the £1000 and I can ahem '' hold it for you '' If its given to you as a cash gift who is to know anyway ? If you want to put it in the bank and you get asked get it paid in over three months or something As you are in the last year they dont check at the end an...

:) Dont worry and stay positive You have made the decision to deal with the situation and thats the hardest step Your debt to you may seem a lot sure but a lot of people have way more than that so dont be put off or feel bad about the amount Make your phnone call and speak with a professional they a...

Yes give them a call say you want to pay on a more suitable date. As long as its in the month you normally pay. Remember its your iva do it the best for yourself