thanks for the advice. I will keep at them
Nearly there now, hopefully.

Sorry Wrong Topic.Oops

If you send them a copy of the receipts they should be able to adjust your payments. I had emergency expensive car repairs and sent them receipts. they took them into account and adjusted my payments. i was lied to about most things from my IP. Was told i couldnt get car on finance as they would not...

i was lied to about most things from my IP. Was told i couldnt get car on finance as they would not give me permission. I did it anyway then just rang and told them i had no choice if i wanted to get to work. They adjusted my payments instantly. If at first you dont succeed then just ring again and ...

If you send them a copy of the receipts they should be able to adjust your payments. I had emergency expensive car repairs and sent them receipts. they took them into account and adjusted my payments.

No problem with PPI. Its down to Blair selling my IVA to GT. It has taken GT 20months to notice that blair had taken too much for their fees, so they cant pay my creditors until Blair give the money back! Still waiting on this. No time frame given. Could take forever. as for being debt free. It woul...

Yep. Final payment made Oct 2011

thank you

I have had a 6.5 year battle with my IVA and its still ongoing. I honestly think it would have been both financially and mentally easier to go bankrupt instead of setting up an IVA. I see no benefit at all of going for an IVA. If i had to make that kind of decision i can whole heartily say i would d...

So i need to write to all my creditors and my IVA company once i have my completion cert?
Then how long will it take?

even if its not been closed after 6 years?
Mine started in July 2006 and im still waiting for it to be closed. So will it still be on my credit rating now?

After my IVA closure is complete and i have all paperwork etc how long does it take for my credit rating to be clear?

I've asked my IVA company this many times but seem to get different answers!

an easy way to build your credit up is to have direct debits coming out of your account.

I started my IVA with Blair Endersby in July 2006 and its still on going. It was passed to GT in 2011 and i have had nothing but trouble. Since my last payment in October 2011 i have contacted them every 2 months for an update. They then set up the CLosure department and i was told it was beacuse of...

This excuse of PPI doesnt seem to ring true with holding up a closure. I had the phone call saying i had to claim PPI, i refused and told them NO, got into a heated argument and in the end GT told me i didnt actually HAVE to claim it if i didnt want to but they had to ask. Although they spent 20mins...