Hi peeps. Hoping someone will know the answer... When a variation meeting is called to offer a full and final, does the offer go to all creditors that were originally listed, just the ones who made a claim, or just the ones who voted? Curious because some of those who didn't vote, didn't make a clai...

Hi
My total debt is about £30000 and I pay £100 per month with ClearDebt.

I am a single parent working part time so my income is fairly low, and £100 is a lot for me, but Bankruptcy is not an option in my job.

Hello all. Would anybody be able to list any iva companies that they are aware of who consider low di and/or low divs? I was considering a full and final, however have had to accept a much lower offer on house to get it shifted, so will only just cover moving costs etc. It would be tight to offer ev...

Thank you for your replies. I am hoping you would be able to answer a couple more questions for me. How are fees worked out for a lump sum? Is it that the nominee fee is taken from the lump sum available, and then 15% (or similar) is taken from the remainder, as there are no monthly payments? Or am ...

Apologies if these questions have been answered elsewhere already... I currently have approx £28000 unsecured debt. Mixture of bank loans/credit cards/payday loans. Split from partner last year, and moved out into rental. We both have dependant children living with us.(one with him one with me). I ...