Re Budget; Well, did anyone hear about stopping of advertising bankruptcy in the local papers? I must have missed it.

Interesting to see changes, wonder if this will head north to Scotland? as Quote; Telegraph: "Currently the courts have to inform a number local organisations of a bankruptcy, and it will be advertised in the London Gazette and local newspapers. That will be scrapped under the proposals." Whilst up ...

Ray_A "It does appear that someone has come on here who we don't see much of anyway and creates chaos which is a bit unfair even though they may have a point!" Hope that's not me Ray? You basically don't see much of me as I'm not in an IVA, but a Scottish Trust Deed and although it's similiar, there...

Optimist. Don't go! All forums must have their balance, my own comments on your postings were initiated on an 'off day'.. I know you are just a single person going through your IVA, a lot of others have families, and trying to manage on a pittance for more than one, is hard (believe me). I feel humi...

Where's Optimist 12's thread topic; "Two Sides To Every Story" - the last post was 02 March 2008 : 10:37:10 but it's not on the screen - just in my profile - have I upset someone? (it was started 01 March 2008 : 01:59:02) OR is the site playing up again? 'cos there were interesting replies..

Please do not take this as a personal attack - it is not - purely an observation.. Over the months I've been reading OPTIMIST12's postings and during that time the more I tend to think she/he is either in the Credit business or is verging on being sycophantic.. In my own instance I am just some poor...

Hi
Keep reading 'IVA Protocol' might have missed something, but what's the nitty gtitty of it all..

Hi Dawn.e A bit about a Scottish Trust Deed:The chances of a Scottish Trust Deed being successful is higher than an IVA - maybe it's because the creditors are more likely to get their money within three years instead of five long ones - when a lot can happen (is it 26% of IVA's fail during their ter...

Thanks Andy - nice to be back in the land of Roast Beef and Yorkshire Pud (well when the Trust Deed is finished!)

Ok, I know it's not important in the grand scheme, BUT why are the dats in USA mode? I don't like 1st ot the 26th! Have we been hacked again?

Don't know if I can do this (i.e. put in a link) but this is from Moneysupermarket who have quite a bit to say about the IVA Council.. they answer a few questions too!

http://www.moneysupermarket.com/communi ... 12677.aspx

Have I got this right? Found this on the Companies House website: (amazing name changes?) UK BANKRUPTCY LTD. 24 GREAT KING STREET EDINBURGH EH3 6QN Company No. SC138613 Last Accounts Made Up To: 30/09/2006 (TOTAL EXEMPTION SMALL) Previous Names: Date of change Previous Name 25/04/2001 DRILLING SYSTE...

Hi not sure how to contact mikebdomain but this link does not seem to work: http://www.leybridge.com/testimonial.php

Noticed that Melanie mentioned below the new "Debt relief order" - not sure if it's been highlighted on this site, but here goes anyway: The Citizens Advice Bureau has welcomed new proposed legislation that will provide an alternative to individual voluntary arrangements (IVAs) for consumers on low ...

Melanie; thanks for that, yes you are right; put in "Individual Voluntary Arrangement" into Google (UK only) and it comes up with 111,000 pages.. put in "Scottish Trust Deed" and we get just; 83 'nough said!,