Search found 103 matches

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by Kev.02
Fri Apr 19, 2013 7:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate
Replies: 3
Views: 1300

Hi Chandler
we made our last payment in december 2012. i emailed DFD to confirm we had made all our payments and got a reply saying yes and they would hope to complete in about 6 months. Now 4 months on and i have not had any calls or letters as yet?
by Kev.02
Sun Apr 14, 2013 7:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: DFD House Valuation methods?
Replies: 4
Views: 2073

Hi Til
We had to get the house valued and we went to a couple of local agents who valued it for free
by Kev.02
Thu Apr 04, 2013 6:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: CCCS 2013 Guidelines
Replies: 10
Views: 4029

Hi Steve I need my car for work and right from the original proposal put down what it actually cost my each month for fuel car tax insurance and repairs which was accepted.At each of my annual reviews i put this up in line with the vastly rising costs. My IP never questioned it. i was with DFD. Not ...
by Kev.02
Sat Feb 16, 2013 7:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: completion certificate received!
Replies: 9
Views: 1865

Out standing, made our final payment in December, heard nothing yet
by Kev.02
Sat Feb 16, 2013 7:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: One Year in
Replies: 12
Views: 2200

Well done on reaching the first year (it will be over quicker then you think
0
by Kev.02
Sat Feb 16, 2013 7:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency Register
Replies: 10
Views: 2008

Hi Markiboy
Might speed things up if you send a copy of the CC yourself?
by Kev.02
Sat Feb 16, 2013 7:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi everyone, I need a little help.
Replies: 7
Views: 1587

Hi sedge, are you in an IVA?
by Kev.02
Tue Jan 29, 2013 6:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happens when IVA concludes and you do nothing
Replies: 13
Views: 2055

Hi nickjohn we emailed our IP asking them if we had indeed made our final payment and ask if we could cancel our standing order,they replied yes you have and yes you can, so we did. We have not contacted them since nor have they contacted us. I dont think the IVA gets removed from your credit file u...
by Kev.02
Tue Jan 22, 2013 8:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi Everyone,Long time reader, first time poster
Replies: 22
Views: 3374

Hi Foggy i stand corrected. But surely you cant borrow more than 85% of the current value?
by Kev.02
Tue Jan 22, 2013 7:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi Everyone,Long time reader, first time poster
Replies: 22
Views: 3374

Hi Shaved ape Firstly well done on making all the payments I thought you only had to extend to 72 payments if could not release equity. But either way, if your property is now only worth 75k in good nick and you require work doing to it it should be valued for less say for argument sake 70k. the mos...
by Kev.02
Tue Jan 22, 2013 6:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: The bank is closing our basic account as of next month
Replies: 16
Views: 2844

Hi Mike
Does your other account support DD and instant cash withdrawal
by Kev.02
Sat Jan 19, 2013 7:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Advice on whether low dividend is likely to be accepted much appreciated
Replies: 32
Views: 5016

Outstanding!! Got luck in the future
by Kev.02
Sat Jan 19, 2013 7:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I get a phone contract in an IVA ?
Replies: 37
Views: 9226

Hi
We also got a new phone with t mobile and have changed car and house insurance on a pay monthly basis
by Kev.02
Sun Jan 13, 2013 2:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Natwest select account
Replies: 42
Views: 9099

Hi ALL There where not one of our creditors so we did not owe them anything and have been with them over 6 years now. As such surely they can not close our account. We made our final payment in December after doing the extra year due to lack of equity. We have our house insurance through them as wel...
by Kev.02
Sun Jan 13, 2013 1:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Natwest select account
Replies: 42
Views: 9099

Hi Lesley We are with HSBC and have been since IVA. I have read a lot of bad things about them on this forum but to be honest they have been ok with us so far.This was the only bank we could think of that had no connection with our creditors.We are allowed to use the in bank transfer machine and the...
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