Great news, well done and good luck

Good luck lisa53, wishing you all the best xx

Thanks for sharing your experience Jimmy, it was certainly an interesting read for me. I think some users were totally unfair to attack you at the beginning of your post, especially as alot of posters do ask questions and worry about being able to get credit again for mortgage, car loan, even talkin...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Trying2cope The iva budget planners I have looked at have sections for car tax etc and even contingency in expenditure. Is it the case that u just aren't allowed all these things or was it a case putti...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Trying2cope hi dlovesg, can i ask, were you able to save all the money you didnt pay in debt repayments in that two and a half months or did that money have to handed over? Hi, we managed to save it al...

Hi, this is a great post to read for someone considering an iva, my f&f iva was accepted on 28th feb this year. The same month as I first ever contacted my iva company, I had to do balance transfers on a couple of credit cards mainly because I couldnt afford the monthly payment so transferring the b...

Congratulations, great news, wishing you all the best for the future x

Good luck abbiesmum, all fingers and toes crossed for you xx

Hi, I wrote to all my creditors advising I was having financial difficulty, could not make any payments, seeking professional advice and asked if they would freeze my account from interest and charges for 30 days, luckily they did apart from mbna, after a couple of weeks I then wrote to them again a...

Thanks Mel, we were thinking of putting money into that account to save for next years car tax etc, it is a new account with them so was abit wary, thanks for your reply

Congratulations to you both, theres been some great news to log into today x

Hi all
I have an interlocking IVA with my husband, one of my creditors are santander and my husband has a sole account with them, if he puts money in that account, can they take it as an off set for my debt? or can they not touch it as the account is in my husbands name only?

Well done, so glad its finally gone your way xxx

Excellent, so made up for you, congrats and wishing you all the best xxx

Good luck, x