Search found 13 matches

Search found 13 matches Page 1 of 1
by Debtanator
Mon Jul 01, 2013 7:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Another GT closure fiasco
Replies: 23
Views: 4471

Hang on in there i had my cc through today last payment was march 2013 i was pleasantly surprised
by Debtanator
Thu May 30, 2013 8:14 am
Forum: Ask IVA Forum and Industry experts
Topic: Need to come clean but scared.
Replies: 23
Views: 4052

I to was a gambling addict,i used many online sites over a period of 10 years amassing a huge debt..i knew i had to stop but could not trust myself with money the temptation was huge.It took all my courage to tell my partner and i felt very ashamed however we came up with a plan. All of my wages wer...
by Debtanator
Tue Mar 05, 2013 3:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Witholding closure certificate!
Replies: 47
Views: 8235

you too
by Debtanator
Tue Mar 05, 2013 3:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Witholding closure certificate!
Replies: 47
Views: 8235

I think claims company are trying it on..i am claiming cause i am still in my iva but if i had my certificate thats a different matter all together i would not be complying. To me its black and white you have your certificate the iva is over you are not obliged to do anything else. fight it they are...
by Debtanator
Tue Mar 05, 2013 3:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: EIF after completion certificate received
Replies: 10
Views: 2187

kittyface tell them to get stuffed you have paid your dues have your CC iva is closed
by Debtanator
Tue Mar 05, 2013 3:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Witholding closure certificate!
Replies: 47
Views: 8235

once certificate is issued your obligations are fulfilled iva is finished and therefore how can you be in breach
by Debtanator
Mon Mar 04, 2013 9:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Witholding closure certificate!
Replies: 47
Views: 8235

rbc1010 no problems at all
by Debtanator
Mon Mar 04, 2013 9:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Witholding closure certificate!
Replies: 47
Views: 8235

Kittyface who knows eh there are more options coming to light every day you just need to choose one.. from my point of view i have made my payments and covered my bases if GT want a money grab for PPI or VAT so be it i cant call them greedy i am a reformed gambling addict
by Debtanator
Mon Mar 04, 2013 7:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Witholding closure certificate!
Replies: 47
Views: 8235

Kittyface if some people have been waiting 2 years for there certificates because of this issue this variation will sort it.. simple.
Remember PPI is not the only asset there is also late payment charges,missed payment charges etc that will go into the iva pot
by Debtanator
Sun Mar 03, 2013 4:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Witholding closure certificate!
Replies: 47
Views: 8235

"GT, on the other hand, are asking for an irrevocable and perpetual authority to investigate claim ANY assets at any time in the future"

This does not mean i will be chased for money intill i die as soon as i get that cc my iva is over...i am very clear and happy on what i have signed
by Debtanator
Sun Mar 03, 2013 11:06 am
Forum: Ask IVA Forum and Industry experts
Topic: Witholding closure certificate!
Replies: 47
Views: 8235

I made my final payment with GT last month and have agreed to the variation and my ppi claim is in the works.I will continue to abide by the the terms of my iva untill my cc arrives after that point i will not be declaring any thing or sending annual reviews i will only respond to the ppi claim. I d...
by Debtanator
Mon Jan 28, 2013 3:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Extremely worried about threatened doorstop visit from creditor. I am in an IVA
Replies: 8
Views: 1404

Hi Legs When i started my iva i was phoned and had letters from one recovery agency for weeks... easy thing to do is send a copy of your signed iva agreement to them ..no more contact
by Debtanator
Fri Dec 14, 2012 2:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Did we do the right thing?
Replies: 17
Views: 2470

I too had a letter from GT regarding ppi i phoned to let them know i did not take out any insurance and did not need EIC services however this week i had a letter from EIC stating i had a successful claim for unfair credit card charges please sign letter and send it on which i have done.Its seems EI...
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