Hi I was wondering if somebody could help me... I took out an iva in May 2009 and completed it via a full and final payment in July 2012. I have been taken off the insolvency register and the iva has been marked as completed on my credit file...where my confusion lies is in the defaults... My credit...

Hi, I was previously in an iva which I have paid off through a full and final settlement in June 2012. I took my IVA out in June 2009, do I have to write to each creditor advising them of the start date and completion date as I just noticed on my credit report I've been marked as having defaulted pa...

so im confused, shall i write to them with copies of my completion certificate...will that sort my credit situation out now...

or is it a case of even though the IVA is cleared its still going to be 6 years from the date of my IVA acceptance to get any sort of chance for a mortgage anyway?!

hi, i was wondering if somebody could help! Long term reader...first time poster...! I was successful in completing my IVA in June this year through a F&F settlement..(wahoo debt over)...im now looking to see what options i have as i would like to purchase a house...(debt again d'oh!)...well a mortg...