thank you I hae sent you a message. Regards

thank you for the reply. We were with Gregory Pennington. I didnt receive a breach letter; actually I don't remember there being much in the way of correspondence., it was mainly telephone calls. We had only paid one month into the IVA and since then we have been paying our creditors directly, with ...

We have an inactive IVA, we have only made one payment. We didn't owe a huge amount and after losing employment hours and a reduction in wages it seemed financially easier to pay them rather than into an IVA which at the time was expensive. All companies agreed. I find that the IVA is still showing ...

Thanks for your post. We're with Freeman Jones. They took the average wage for the whole year, as we earn more in the summer and no wage in the winter, except for a cleaning job which doesn't change throughout the year, and the gardening makes up the other 10 to 12 hours per week, but as we had told...

we have an IVA in place and have done since March 2012. But we're struggling. My husbands a gardener and between December and march the work dries up. We ahve asked nay begged our IVA company for a little leniency for a few months; its not that we cant pay during the other 10 months! But they wont b...