Can anyone confirm that you need to miss 3 months payments for your IVA to fail? l am going to communicate with my caseworker by emil only as l want it all in writing. She is well aware that l have had a month with no money but refused to give me a payment break although her letter does end with her...

My temporary contract came to an end at the beginning of September. I started another one at the beginning of October £3500 less than l was previously earning plus a month without pay. I told my IP that i was really strugling and asked for a month off. She said no so l replied and said l would made ...

I am 4 days in arrears with my IVA payments having made my November payment on 1.12.12. I have received a letter from Payplan threatening that my creditors will start chasing me for money if I don't catch up. Anybody know how to get blood out of a stone?