Hi Storm

Do you happen to know if it's the same for the United States?

Thanks

Thanks all for your input

I will be speaking to Grant Thornton tomorrow about this. I suppose everyone goes through the feelings of being overwhelmed and frustrated. Mainly with myself I must admit. It's very apparent that IVA is not the easy route that it's potrayed to be on Tv.

Nicky

Hi Andy Thanks for the response. My actual disposable excluding subscription fees is currently 200 pounds. The calculations made by GT factored that over 13 pay periods (paid per 4 weeks) this was closer to 250, with a little bit of trimming of expenditure up to 267 which is where they got that figu...

Thanks Melanie It was based on income/expenditure, however I am paid every 4 weeks not per month, so whilst the figures were reasonably accurate, I could forsee problems with most bills coming out monthly. I'm also in a profession that requires approx. 2000pounds per year in subscription fees, not a...

Hi all This is my first post here and am encouraged by all the great advice and people that post here. Thanks!!!! i am considering an IVAwith Grant Thornton and they have suggested a proposal of repayment of 267pounds per month on debts of 33500 consisting of 7000pounds egg loan, 6000pounds egg card...