Search found 10 matches

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by catlover
Wed Feb 20, 2019 2:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA in Northern Ireland
Replies: 3
Views: 7837

Unfortunately the register in NI is different and you cannot check those details.
by catlover
Wed Feb 20, 2019 2:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA in Northern Ireland
Replies: 3
Views: 7837

Does anyone know if IVA's in NI are completed the same way they are in England and Wales? I know we have our own register here and our details have been there OK during out IVA. We have now completed everything (last payment was in Dec 2017, completion certificate received Nov 2018, and our 6 years ...
by catlover
Fri Aug 24, 2018 1:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I apply for credit card yet?
Replies: 4
Views: 5749

We made our last payment to our IVA in Dec 2017 and are waiting for our completion certificate. :D (It's with Aperature so not holding my breath!) Is it too early to apply for a credit card? Not sure if we have to wait for our actual certificate first. No intention of using it like before, but as a ...
by catlover
Thu Oct 24, 2013 10:40 am
Forum: Ask IVA Forum and Industry experts
Topic: Does this sound right?
Replies: 2
Views: 1137

I am nearly at the end of my first year of my IVA and I am getting the details ready for my first review but something has come up and I am not sure if the advice I have been given is right (or fair!) I suffer from arthritis in my spine and after years of struggling to work full time I have been adv...
by catlover
Fri Nov 30, 2012 6:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: watching the clock!
Replies: 27
Views: 3216

Sorry guys.. call came at 5.10 and had to go out straight after. It was all good!! Went through with no modifications at our end. Think they had some at their end but nothing that affects us. Yippee!! So relieved. Thanks for all your good wishes.
by catlover
Fri Nov 30, 2012 4:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: watching the clock!
Replies: 27
Views: 3216

No news yet. Really panicking now!
by catlover
Fri Nov 30, 2012 3:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: watching the clock!
Replies: 27
Views: 3216

Our creditors meeting is set for 3.30 today and I am sitting here feeling sick watching the clock! The minutes are dragging and I just wish we knew what's happening. My husband is so calm and I am a bag of nerves. I suppose everyone feels like this just waiting for their decision. Spoke to our IP th...
by catlover
Mon Nov 26, 2012 9:59 am
Forum: Ask IVA Forum and Industry experts
Topic: Clear Debt approaching me via text !!
Replies: 29
Views: 3716

I also got the same text the other day. At first I thought it was a coincidence but now I'm not sure. I also think its when the creditors have passed on info to debt collection agencies that these texts appear.
by catlover
Fri Nov 09, 2012 12:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hello everyone, My hubby and I are just starting on the IVA journey. Just want a proper nights sleep
Replies: 8
Views: 1215

They are charging £4000 for nominees fees and £3222 for Supervisor fees.

Is this something I need to worry about? Or will they sort it out between themselves?
by catlover
Fri Nov 09, 2012 11:50 am
Forum: Ask IVA Forum and Industry experts
Topic: Hello everyone, My hubby and I are just starting on the IVA journey. Just want a proper nights sleep
Replies: 8
Views: 1215

Hello everyone, My hubby and I are just starting on the IVA journey and I cant wait to get it up and running as hopefully then the phone calls and letters will stop! I have been worried sick for months now and just want a proper nights sleep. We have just received our proposal from our IP and are ab...
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