It's not the increase that bothers me its the ever lasting print of after 6 years having to say yes I have had a iva, I'm worried about getting a bad look from creditors because of silly teenage mistakes I made that's all, thanks for help so far people

The only item I have over 300 are my tools that I use to earn money so no not really, I don't have a house I rent and I have a little bit of spare income, how do creditors look at iva when they ask u if u have ever had one

I started the dmp about 3 years ago, I have been paying 80 pounds a month , I owe about 12,000 in total for 3 debts and about 2000 in little debts, I don't no why they never offed it to me befor but they are asking for 120 for 5 years. My concern is how bad are they because along with asking if I ha...

I am in Debt Management with Churchwood, but they have offered me an IVA. I am unsure to take up this offer as I hear this could be bad for my credit file. Please advise if I should go for the IVA or am I better off offering settlements for my creditors as they are only very low outstanding debts