Postman has just been and as promised I have my cc from GT. good luck to you all xx

My last payment was made April 2012, so I am not the longest waiting by far but I had no PPI to claim but did have to go through a variation to deal with VAT issue. However, my IVA was pretty straight forward with all other respects.

I know there are still many, many people out there waiting for closure from GT. I had this email through a few minutes ago and it's brought a tear to my eye and a big smile across my face; "I am pleased to advise that we are now in the position to closure your arrangement. We are currently in the pr...

So, i got the call to say the variation meeting was a sucess but she couldn't give me an update on certificate as this is handled by the closure team. Good news but also very frustrating

My variation meeting is today. I am waiting for that phone call. In theory, CC could be issued very soon. Will update when I hear.

In theory, if you have agreed to PPI investigations and signed the mass variation paperwork it should all happen within the 7 months. But this is GT. So, I would suggest that you ask them to break down the different steps in the closure process with approximate timings. Often the biggest step with G...

Leslie, surely you mean 6 years from meeting date assuming CC has been issued?

In the last 12 months since my final payment I have been dissapointed beyond belief with the performance of GT and there lack of ability to close my IVA. I have been fairly vocal about it on the forum. Over the past 4 weeks I have seen a big change. They are still slow to answer emails but i do now ...

Mel GT have a strange way of managing dividends. The first two years of my IVA were with BE and dividends were paid quaterly. I also had a second year statement that said all claims were received. Since GT took over they have paid no dividends and after my last payement went through the claims proce...

FYI - the official line from equifax is that an association is only made if credit is applied for in joint names. Experian is less clear.

The basic bank account is on the car files and has been for years but there's no financial link between us today.

Foggy my understanding is that financial association only exist on accounts with credit facilities.

I have a joint account with my fiancée with nationwide which is a basic bank account with no overdraft. Nationwide without being asked have upgraded the account to a full flex account but with a zero overdraft. Will this create a financial association to me for my partner and will this affect her cr...

Some irony in the fact that the IP will expect weekly updates if you pursue your own PPI. You try getting a weekly update from GT when they are doing anything!

So the variation paperwork arrived yesterday and i have sent my agreement by text. Lets hope fingers are pulled out and certificates start being issued for all the GT customers!

Mel, you are. Shining star in a very dark sky.