Oh no Niobe. They did say we would get 8% and when you look into this its just pointless claiming. What a nightmare. That is why a lot of people got into debt/IVA's etc in the first place as all they want to do it take take take. So when are we finally free the IVA? As you said Niobe even when its f...

I have just spoke to our IP and the money has to be given to the creditors even though it was pre-IVA. Its very unclear as if we get a pay-rise nothing goes to the creditors but inheritance of PPI etc does??? I think its all wrong,we understand if the PPI money was coming from one of the creditors w...

I will contact them straight away. I don't understand the loan was paid off before we even started the IVA, so shouldn't we be entitled to this money back or even some?? Plus we paid more than was expected into the IVA. I know a lot of the debt was wiped off, it just seems unfair. Does it make a dif...

Same as Mel (Payplan) or I say was. We are waiting for our completion certificate which is being held up by VAT problems. We have applied for our PPI back which has now been accepted but they are saying it will have to be paid into the IVA (Harrisons Business Recovery and Insolvency Limit)we wasn't ...

Hi everyone. We finished our IVA 1st September 2012 after 6.5 years, high and lows but we have finally made it. We are waiting for our completion certificate which is being held up by VAT problems. We have applied for our PPI back which has now been accepted but they are saying it will have to be pa...

so were we Mel (payplan) they are very good.

We got told Before we are able to close your case, we need to clarify with your creditors how we should distribute any VAT refunds and any monies received from Payment Protection Insurance(PPI) compensation, We are going to do this by holding a Supervisor’s variation meeting. This variation meeting ...

I will wait. thanks

Who does the VAT money go to?

Would be both?

Do you know how some work for example??

Thank you

We have been in an iva for 3 years this october, we need to get a newer car as our one is getting old and costing money, we have a corsa with 2 children under 4 years and we wanted an astra as its bigger. How does this all work? (getting finance, paying for it etc) Thanks

Hi we need to change our car as ours is getting old and is too small for our family. What and how do I get help? How does it work?

Sure am nemo