Hi All I eventually got through to DFD via my IVA joint supervisor whom they had changed twice without letting me know (breach of the Insolvency Act and my agreement). I have consulted my companies solicitor and after much going back and forth I have finally got them to hurry my completion through. ...

Surely PPI is a refund, not an asset or windfall?

I have spoken to them again today as they are not repling to emails! They have now sent me statement to sign saying that "I confirm that it is not my intention to submit a claim for misselling of PPI to the lender either during or after the conclusion of my IVA". They have now said that they have no...

Thanks Melanie
Will this be in the initial agreement? Will DFD be able to honestly advise me a to whether this is in the agreement or not?

Cheers Donkeyass One of the other disapointing things is that the IVA was for my folded business and not for personal debt. The PPI was for personal loans that were paid off before I even started the business. I didn't make a PPI claim until the IVA was paid up. That even took 10 weeks longer than i...

Hi Melanie Sorry, that is what I meant with the VAT. The lady (and I should have noted her name) said that there could be more money going to the pot from this refund and nothing else. The bank have agreed a settlement and yes, they are wanting to know where to end it. However, my income is no longe...

Hi, my last payment was in March this year. When I spoke to Debt Free Direct at the end of last week, the girl told me that it was complete and the only thing that could now be changed was the amount due to VAT and nothing else as this was discussed and agreed by the court. So surely, no other if th...

Hope you can help? My IVA firm (DFD) are refusing to send me a letter confirming my IVA is complete apart from the issue with the VAT. This is due to be completed and a completion certificate issued (which is now overdue). I spoke to the bank who have seen on the system that I have a current IVA and...