Hi Ryan, So is there any idea, percentage wise, as to what deposit we will need whilst the IVA is still on our credit records? Reason being, we are hoping to complete our payments early via a generous gesture from a family member and we would like a rough idea of how much money we will need when we ...

Oh yeah what does IFA stand for?

Thank you Sam,I will look into IFA.we understand what you are saying about the shared ownership been looking into it,we are hoping to never have to move once settled.

Hi ya my name is Jennie,me and my husband have had a generous offer from a family member to pay off our outstanding debt with the IVA early,in order to help us get on the house ladder as we desperately want a shared ownership home,but is it likely that we could get the mortgage before the 6 years is...

Hi ya,so from the sound of that you have tried to go for a mortgage on the IVA,where you still paying your IVA instalments?

Thanks for your thoughts,i have read that people have managed to get a mortgages when they are still paying the IVA,so I am hoping having it payed off will work in my favour,from what I read there are mortgage brokers who are specialist in IVA mortgages.

Congratulations on paying it off

That is paying the IVA off four years early, and applying for a mortgage a year later? for example.

I am currently in an IVA and I was wondering how this would affect me getting a mortgage once I have finished paying for my IVA.