Search found 62 matches

Search found 62 matches Page 1 of 5
by magicsam
Thu Mar 11, 2021 7:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Change to RCP?
Replies: 40
Views: 10369

This was posted on debtcamel which people may find interesting https://debtcamel.co.uk/major-changes-a ... customers/ "March 11, 2021 at 5:36 pm Hi Simon, Kate, Steve, Please accept my apologies that you have not had the best experience when speaking to some members of my team. You can continue to p...
by magicsam
Thu Mar 11, 2021 6:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: Ebenegate / Vanguard & RCPs
Replies: 25
Views: 4493

This was posted on debtcamel which people may find interesting https://debtcamel.co.uk/major-changes-aperture-vanguard-customers/ "March 11, 2021 at 5:36 pm Hi Simon, Kate, Steve, Please accept my apologies that you have not had the best experience when speaking to some members of my team. You can c...
by magicsam
Thu Oct 01, 2020 4:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Withdrawing from PayPal account
Replies: 15
Views: 3935

I think that paypal could be protecting themselves from the buyer of the phone raising a dispute and requesting a refund, they have 180 days in which they can do this.
by magicsam
Fri Aug 28, 2020 4:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Guarantor question
Replies: 7
Views: 2676

You may find the information here useful
https://debtcamel.co.uk/amigo-complaints-by-guarantor/
by magicsam
Thu Jul 09, 2020 10:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Data breach on PPI claim?
Replies: 5
Views: 3006

Ironically questioning the validity of a letter of authority was a tactic used by banks not to engage with claims companies leading them to negotiate a set of principles about what they should contain

https://www.pfca.org.uk/spotlight/lette ... aints.html
by magicsam
Wed Jul 08, 2020 9:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Data breach on PPI claim?
Replies: 5
Views: 3006

I personally think it is self evident that a claims company (even if appointed by an ip) should not be acting on your behalf without your knowledge or consent and the financial institution shouldn't be sharing your data with them without your authority. I assume they agreed to their own fees on your...
by magicsam
Sun May 17, 2020 12:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Want to start matched betting
Replies: 8
Views: 5917

Oh yeah, sorry didn't realsie
by magicsam
Sun May 17, 2020 9:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Want to start matched betting
Replies: 8
Views: 5917

Doesn't matched betting take advantage of free bets offered normally as introductory bonuses? If so i don't see how it could provide long term profits.
by magicsam
Fri Mar 13, 2020 3:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will an IVA affect living in rented accommodation?
Replies: 2
Views: 3043

I was in rented accommodation throughout my IVA without any issues, it would be difficult to rent somewhere new during it though as you would fail any credit checks.
by magicsam
Tue Mar 10, 2020 12:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Moving house
Replies: 8
Views: 2815

My rent increased from £500 - £575 over the lifetime of my IVA and it was never an issue with my IP, they just adjusted my I&E to accomodate it.
by magicsam
Mon Feb 24, 2020 11:54 am
Forum: Ask IVA Forum and Industry experts
Topic: Broken cooker
Replies: 12
Views: 2452

Another thing to bear in mind is Aqua cards have a pretty high interest rate so you'll be repaying more than the £250 you borrowed
by magicsam
Sat Feb 08, 2020 1:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Annual review worried
Replies: 5
Views: 3472

Thinking about it they did ask for at least one bank statement but over 5 years they never ever queried any transaction.
by magicsam
Sat Feb 08, 2020 1:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Annual review worried
Replies: 5
Views: 3472

My IVA was with Payplan and from memory I think they asked for my last three payslips, P60 and to reappraise my I&E in case of any major changes. I was surprised (and pleased) about how little the level of examination was, you shouldn't worry it's just a formailty.
by magicsam
Mon Jan 27, 2020 9:20 am
Forum: Ask IVA Forum and Industry experts
Topic: Why have I been contacted by a creditor?
Replies: 15
Views: 3408

Same thing happened to me with Lowells, I just gave them the details of my IVA and never heard from them again.
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