font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Lins_ What can I do about defaults still on credit file after 7 years ? Thank you all for the guidance. I was given some pretty poor financial advice in 2009 from my employer who subsequently hooked me...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Lins_ What can I do about defaults still on credit file after 7 years ? Dear Lisa and Foggy Thank you so much. Going to use the letter template on debt camel to write to my creditors as originally defa...

What can I do about defaults still on credit file after 7 years ?

Thanks Melanie, I spoke to my IP yesterday afternoon and he said near enough what you said to the word. He also said that its not in the interest of the creditors to push for bankruptsy as they would lose heavily. I have decided to do some juggling in the meantime so although a tough month ahead in ...

Hi Niobe and Broke of London, Thanks for responding to me. I will check the paperwork but never thought to ask at the start of the agreement! I am speaking to the administrator later this afternoon so fingers crossed everything works out. I will update this post once I have spoken to him. If worst c...

To update this post have worked out the repayment is about 60 pence in the pound when you add the administrators fee. I originally was on a debt management plan for nearly two years and in that time my creditors counted my repayments as covering the interest and made no headway in actaully repaying ...

Hi I had to opt for an IVA back in May 2011. My soon to be ex wife and I had run up debts of £35,000 with the problem being it was all in my name. I am shouldering all the repayments managing my household bills etc but have to date missed two payments due to a car bill of £1,000 one month and suffer...