Search found 9 matches

Search found 9 matches Page 1 of 1
by jhambie
Mon Aug 19, 2013 9:07 am
Forum: friends corner
Topic: Working out a F&F -
Replies: 6
Views: 2374

Thanks Kev59 and Seagulls.

Kev59 did you add a 6th years payment with your offer as I am not sure whether to do it over the 5 years or include the payments for a 6th year in lieu of no equity?

Fab news about your wedding next year...onwards and upwards!!
by jhambie
Thu Aug 15, 2013 10:32 am
Forum: friends corner
Topic: Working out a F&F -
Replies: 6
Views: 2374

I wondered if anyone could help re. making a fixed and final offer. I started my IVA in March 2013 and a close family relative has offered to pay this off for me (if she has enough money) when her investment comes through in early 2014. I just wanted to know how to work the offer out. Do I take the ...
by jhambie
Sun Oct 28, 2012 10:59 am
Forum: Ask IVA Forum and Industry experts
Topic: BTL Property - lender wont repossess
Replies: 6
Views: 2212

Thanks for the advice. I will let you know in case it helps others.
by jhambie
Sun Oct 28, 2012 9:36 am
Forum: Ask IVA Forum and Industry experts
Topic: BTL Property - lender wont repossess
Replies: 6
Views: 2212

The properties have cost me a fortune over the 4 years, the area has become very bad and problems with drugs and tenants and the management company not doing repairs. Come to the end of my tether with it all and the worry. Ended up using credit cards to pay repairs and mortgage as no one wanted to r...
by jhambie
Sun Oct 28, 2012 8:46 am
Forum: Ask IVA Forum and Industry experts
Topic: BTL Property - lender wont repossess
Replies: 6
Views: 2212

Hi, I am just organising an IVA and gave the keys back on my BTL property, as these are the reasons for my financial problems. One property is still rented and the lender says they wont take possession until i get rid of my tenant. This could take months - I know from previous experience. Surely the...
by jhambie
Wed Oct 10, 2012 11:33 am
Forum: Ask IVA Forum and Industry experts
Topic: Private ltd company shares and IVA
Replies: 10
Views: 2248

Thank you everyone for your input. The balance sheet todate is around £40k. I mentioned the shares to the IP who I have yet to have a full conversation with, only basic information has been passed to them so far. I have not had dividends or pay from the company and am worried about talking to the IP...
by jhambie
Tue Oct 09, 2012 6:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Private ltd company shares and IVA
Replies: 10
Views: 2248

Thank you very much, certainly I will let the Forum know, it may help someone else...
by jhambie
Tue Oct 09, 2012 4:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Private ltd company shares and IVA
Replies: 10
Views: 2248

I am getting information ready for my IVA and am petrified as most people probably are. I am concerned because I own 75% of shares in a private ltd company, they are really my mum's but when her alzheimers got worse she decided that I should have them in my name (my brother, her son died last year a...
by jhambie
Tue Oct 09, 2012 4:39 pm
Forum: tips for IVA success
Topic: Ltd Company shares and IVA
Replies: 0
Views: 7909

I am getting information ready for my IVA and am petrified as most people probably are. I am concerned because I own 75% of shares in a private ltd company, they are really my mum's but when her alzheimers got worse she decided that I should have them in my name (my brother, her son died last year a...
Search found 9 matches Page 1 of 1
Go to advanced search