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by Sheila.73
Wed Sep 11, 2013 1:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Which credit cards might look favourably on someone who has previously had an IVA ?
Replies: 11
Views: 2333

My IVA was completed in June 2011. Earlier this year I checked my credit reports and started the 'clean up', ie advising them of all the incorrect information. In July this year all the credit from the IVA has come off my credit reports and my credit scores are now looking ok. However, on my Experia...
by Sheila.73
Wed Jul 10, 2013 12:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Husband can't get credit because of my IVA
Replies: 2
Views: 1591

I Wonder if anyone else has come across this; I took out an IVA in 2007 and it was completed in June 2011 with a F & F settlement. I have my certificate of completion and i'm now in the process of clearing up my credit records. In the last 12 months we have noticed that my husband has not been able ...
by Sheila.73
Mon Oct 22, 2012 10:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: As my IVA is now completed can I request that the PPI settlement is sent to me by cheque ?
Replies: 8
Views: 1749

I did check with GT prior to submitting my PPI claim and they sent me an emailing saying that any settlement would be mine, and RBS just said that I would get a refund as my IVA was paid off. I must say it really wasn't what I was expecting.
by Sheila.73
Mon Oct 22, 2012 7:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: As my IVA is now completed can I request that the PPI settlement is sent to me by cheque ?
Replies: 8
Views: 1749

Hi, thought i'd give an update on this. On Monday morning i spoke to RBS Credit Management Services to find out what would happen if i accepted the PPI settlement. I was advised that my current account and linked loan account were still frozen and my last loan was still 'open' so the settlement woul...
by Sheila.73
Sat Oct 06, 2012 8:13 am
Forum: Ask IVA Forum and Industry experts
Topic: As my IVA is now completed can I request that the PPI settlement is sent to me by cheque ?
Replies: 8
Views: 1749

Thank Melanie. I did email my IP (Grant Thornton) before i made my PPI Claim and they sent me an email confirming that if i did recieve any settlement from my PPI claim i would be able to keep it and it would not have to be distributed to my creditors. My IVA was taken out over 5 years ago so the te...
by Sheila.73
Fri Oct 05, 2012 10:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: As my IVA is now completed can I request that the PPI settlement is sent to me by cheque ?
Replies: 8
Views: 1749

i had a full and final settlement accepted in June 2011. My certificate of completion came through in July 2012. In August 2012 i made a PPI claim and today recieved correspondence about a PPI Settlement. In the settlement letter it states that payment will be made to my account and any outstanding ...
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