Yes i am with dfd,with the experience i have had i could not recommend an iva to anyone.Also i have had no mention of ppi,just loads of lies(timescales) off dfd.The best one being it`s going through today and i will personally call you back if there is any problems.lmao..

Still waiting on completion certificate,finished my iva in aug2011.We are about to enter 2013,that is coming up to 16 months.Is there no time limit???

I finished in august 2011 and still waiting......I wonder what DFD's excuse is as they have took over nobody. (that i am aware of ).

Thankyou for the advice,but i sent an e-mail on thr 27/9 with no reply.I also phoned only to be told they would find out and get back to me but Have not.Last 4 or 5 times i tried to phone i cannot get through ggggrrrrrr.

As i am a member with experian i view my credit regulary.It is unchanged..I do not understand what the hold up can be since they have NEVER got in touch with me.

I am with DFD,all i have got is timescales they do not keep to(very frustrating).They tell me this is normal....????.

I made my last payment 14 months ago including equity release.DFD have not been in touch with me about anything,ppi or otherwise.Could this be the cause of my very long wait...?

I finished my iva 14 months ago yet my credit rating has not changed.Is this down to not receiving my certificate of completion?