Hi all, great to get so many responses and good to get opinions on both sides. The only I problem I have with the IP is that they don't really want to get involved until the situation actually happens rather than making inquiries to help me make a decision. Will keep trying and let you know the outc...

Many thanks to all for your advice. I will talk to the IP, but want to get some info first. Have an IVA in my name and wifes name, paying £1040 per month. Changing job would mean approx £700 less salary per month, so would need to reduce payments by approx that amount. There would however be a stron...

New job - less money. It looks pretty certain that the company I work for will fold in the next couple of months. I have been offered a good job with excellent prospects elsewhere. But...the salary will be approx 30-40% less than my current salary. Is it possible to renegotiate the IVA payments/term...