font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles It will depend upon the terms of your IVA, and thos individual loan agreements Mark. I suggest that you get advice directly from your IP to be sure. thanks very much Melanie for your advic...

thanks for the reply sorry but what do you mean as the loans that had PPI on which were all finalised and paid off long before we entered the IVA so does this mean they can not be set off against the IVA? even though the lender is one of our creditors

thanks for the quick replys,i thought it was a pretty reasonable request when i put it to my supervisor and so did she until she put it to my IP . In all honesty the amount i would have to borrow on top of my mortgage would probably be less than my monthly iva

no 25 months in

thanks for the quick reply,its just when i asked my superviser she was all for it then she asked my IP he said it was unethical

Can you reclaim your PPI on loans what were already settled prior to going in to an IVA even if the company is one of your creditors that are in the IVA? If you can would this not be classed as a winfall and have to be paid into the IVA anyway?

I am just over two years in to my IVA and was told from the offset that at any time through out the IVA I could make a offer for full and final settlement, can I legally release equity from my property to make a settlement offer?