Brief update No failure of the IVA (which is possibly the best piece of news I've had since getting a new job after being made redundant). With only 15 months left, I am working with my case officer to explore how to manage this - whether to have a break and up remaining payments or to extend for a ...

Thanks for your opinions David and Melanie and your thoughts everyone else. I should hear soon, so I will pop back and let you know.

Fingers crossed for a reasonable perspective from my IP.

The amount o/s will be around £800 (might be less depending on whether it is tax deducted or not - less than £500 if they are tax deductible as I am a higher rate tax payer) and my payment is £675. the £800 is based on the rentals coming from net pay, but the scheme is set up such that they usually ...

Thanks for your comments Melanie. This is the view I am hoping my IP takes, but it is the uncertainty that is worying me. It is reassuring to get the thoughts of a professional on this.

I'm kicking my self for my stupidity and potentially jeopardising my arrangement.

Its been a while since I posted on here (under a different username) and this is not really a question, more a cry 'please hold my hand.' I was able to take a new computer through a scheme run my my employer where the lease payments were sacrificed from salary (as the computer we had had gone for th...