I am considering an iva, I have a bank loan but I also have two credit cards that are in my parents name, I have been the only person to use the cards. If I went into an iva could I include those two cards?

I have asked them and they have no idea when it will be finalised, they said it has been going on since around nov last year. Is there a governing body that I can go to or can I contact the court directly to get a certificate?

Hi all, I finished a 6yr iva in jan this year, I still have had no certificate through. I contacted my supervisor which is payplan and they have told me that all iva's are unable to be finalised with certificates at the moment due to an ongoing problem with claiming back VAT. They have told me it ha...