Removing my wife from mortgage whilst in an IVA, mortgage advisor seems confident but how will a secured loan and an RX1 affect the conveyancing?

Mortgage - I have recently split from my wife with whom I have a mortgage with for a property in negative equity. I am currently living in the property and my ex wife has agreed that I can keep the house and is happy in principal to 'sign' the house over to me. I am aware that there is next to no ch...

I am in the process of a split with my wife with whom I have a mortgaged property and an interlocking IVA. My questions are: She is moving out of the property (negative equity) and has agreed to relinquish any ownership in principal. Is it possible to remove her from the mortagage and title or possi...

Thanks for the responses. So the 50/50 split that Andy is suggesting would not be the case? I would be more than happy if I could earn, for example an extra £100 (per month) from my second job, have some extra cash for myself and pay more into the IVA and possibly have more chance of the creditors a...

If I gave up my second job, our disposable income would be £205 with about £40000 debt. (This is a joint IVA with my wife). I would quite like to keep working my second job for a few hours a week as I quite enjoy it and have made freinds there. Say I was to earn around £120 extra in this second job ...

Second Job I am hoping to get an IVA. I am currently working two jobs which was intended to pay off debt - but no I'm too far gone. I am currently working 75hr weeks to pay off as much debt as possible but even this isn't keeping our heads above water. Working such long hours has had a negative affe...

Apologies if this has been covered elsewhere. We are in the early stages of the IVA process and would like to know where we stand. We have been advised to stop paying our unsecured repayments until the IVA is in place. We have, for example, credit cards with barclays and a secured loan with barclays...