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by savvasandreas
Fri Oct 19, 2012 7:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

I do not consider I was mis sold ppi so why would I pursue a claim and it would not help me at all to claim ppi bankruptcy was my last choice
by savvasandreas
Thu Oct 18, 2012 5:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

6 years 8 months I feel for you clear debt are in my past not my future thank god nearly cost me my marriage they were not nice at all in the begin they were so nice then nasty at the end
by savvasandreas
Thu Oct 18, 2012 4:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

hi great news i have been to court and told them my iva company clear debt were refusing to issue a termination certificate and they said they did not need it and i am now bankrupt they gave them 2 weeks to comply i am now bankrupt i feel clear debt were very cruel by saying i could not go bankrupt ...
by savvasandreas
Wed Sep 26, 2012 8:20 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

Yes they have written to my iva to give them time to object . Put they did say they don't need termination certificate as it is the same court that agreed my iva
by savvasandreas
Tue Sep 25, 2012 8:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

thanks we did try very hard to keep to our iva but they would not help when times got hard refusing to lower our monthly payments in the end losing my job meant bankruptcy was only option thank you all for great advice it meant a lot thank you thank you all
by savvasandreas
Tue Sep 25, 2012 7:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

hi all just filed my bankruptcy papers with the court and they do not need the termination certificate they just inform my iva they have 2 weeks to comply i gave them my iva supervisor and the company and they said that is all i need to do so happy it felt like my iva company had me over a barrel bu...
by savvasandreas
Thu Aug 30, 2012 1:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

The £500 pounds would be Taken from any ppi they get back
by savvasandreas
Thu Aug 30, 2012 1:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

I have been to the court and the receptionist was unable to give advice then said she has never known a case go bankrupt with out termination certificate
by savvasandreas
Thu Aug 30, 2012 12:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

i have just received forms from my iva company for me too complete so they can claim ppi . will this affect my bankruptcy . and will i be able to go bankrupt with out termination certificate. they have offered me £500 pounds goodwill gesture if we sign the ppi forms is this normal
by savvasandreas
Tue Aug 28, 2012 7:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

oh dear sorry to here that not good i am so hoping for a quick end to this
by savvasandreas
Tue Aug 28, 2012 6:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

hi i have just email david mond ceo of clear debt fingers crossed
by savvasandreas
Tue Aug 28, 2012 9:27 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

I have just spoken to clear debt and they will not give me. A termination certificate because they have staff investigating my ppi as demanded by the courts as part of my iva is this correct
by savvasandreas
Tue Aug 28, 2012 7:14 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

can they make me take out ppi claim against my creditors on my iva as part of my iva
by savvasandreas
Tue Aug 28, 2012 6:53 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?
Replies: 170
Views: 25294

Thank you Melanie good advice I will ring them today
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