Michael, thats an intresting idea - one i shall be investigating futher.

thank you.

lol - i guess id better change my sig aswell!!!

not many payments to go.

Thanks Kallis - i thought as much but thought id ask anyway.

its great i can see a light at the end of the tunnel, ill just turn 30 when i finish my IVA and im so glad i did it, how many debt free 30 years olds does anyone know??

Hello All. - just a quick one. im currently in the fourth year of my IVA and want to know if its possible to get a mortgage. the rent im paying would easily cover a mortgage and therefore wouldnt affect my ability to pay the IVA. the desposit would be paid for my my father in law who would want the ...

being a forest fan i love the situation derby are currently in!! Muhahahahah

my IP let me hang onto my pay increase without putting up my contributions.

even as a smoker - i echo davrams comments.

my rent per calender month is £550 for a four bedroom detached bungalow.

my iva company seem fine about it.

Im a smoker - but didnt say so on my expendature allowance as i thought it would be unreasonable for my creditors to lose even more money through me smoking - as skippy said about chocolate. - i look at smoking as a luxury item.

ive had my annual report done this month aswell, alltho my IVA started last july 07. was really worried about it, as i have moved in with my (now) fiancee and thought they would want to put my payments up... happy now tho, as they have written back to me sayin gmy payments will remain the same and t...

ive learnt alot... [:)] ill never have a loan again - only a mortgage (if i ever get one) clothes that cost £5 look just as good as clothes that cost £50. fast/s****y cars dont make you happy. a night on the town really isnt worth being in debt for. when shopping for food make up meals rather then t...

i included mine in my iva.

however - since im no longer with the mother of my child, they now have stopped chasing me and now are trying to take my ex to court for the full overpayment.

im with Wilson Phillips and they have been fantastic.

your with a good IP there.










57 PAYMENTS TO GO..

to us mere mortals what does that mean>?

How cums IVA companies dont take mortgage increases into account when preparing a IVA option?