I finished my IVA in September 2011 and I am still waiting for my closure certificate from DFD.I phoned them today and asked about the hold up and they just keep fobbing me off. I thought that after 6 years my credit record would be clean but I have now been told that it will not be without the clos...

I'm not having a go with you mind. I know they are lying !

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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles Yes - your credit rating will be affected for six years from the date the IVA was accepted by creditors. Debt free direct told me today that it will be affected until I get my closing cert...

I have been waiting since september 2011 for my certificate of closure from debt free direct. I phoned them today and was fobbed off once again. They said that my credit report is not clear until they send the certificate even though its supposed to be clear next month as it will be 6 years since IV...

I finished my IVA with Debt free direct in September 2011 and I am still waiting for my certificate of closure. When i phone them I am kept on hold for ages then they fob me off with one excuse after another. I'm now being told that my credit is not cleared until I receive my certificate even though...