Morning, I spoke to them yesterday and called back again this morning to chase up some answers. they have said that the banks have already agreed to the 23% increase. they also said that although I may pay 100p in the £ the dividends going to the creditors my be less. when I said that means I wont b...

Thank you, I will be making a call just after 9am

Hi, I am now into single figures with regards to monthly payments for my IVA (9) and with the extra money I have paid in due to Bonuses at work I am on my way to paying 100p in the pound to my debtors and all within 5 years. although this sounds fantastic I have had a letter this morning letting me ...

Would the release in equity of the property still be the case if the property is in negative equity? so really at the end of the 5 year term there is a chance they are going to make me go a final 6th year so they can get back 100p in the £1 in though it was agreed in a court of law that they would a...

Hi I wonder if anyone can help, I am just about to enter my final year of my IVA, originally when I got the IVA I was instructed that I would need to pay back 70p in the £1 however if I wish to pay for the iva sooner I will need to pay 100p in the £1 + 8% interest. Due to having a good job and a c...

Hi Carole, I know how you feel. I also have an agreement through SDS and I still get regular statements saying I have missed my latest payment. I did call SDS and they said it is normal for this to happen, they didn't say why though and when I asked I got the feeling I was being fobbed off but I sup...

Sorry guys please excuse my ignorance are you saying that you completed your IVA nearly 2 years ago and yet you still haven't had official confirmation that it is complete?

which company are you both with

am i in trouble? as part of my agreement with my IVA company i have to let them know if i get a bonus at work. each christmas for the last couple of years i have but Christmas 2011 my father died and because none of the rest of my family have any money i used my bonus money on the funeral. because o...