Thanks for your replies will reply as soon as I get my log on password reset!

been in IVA since 2007

in my chairmans report it does not mention 10% 50/50 about overtime or anything relating to it. does this mean I can keep all my over time worked?

Hi Sterling Going through the same thing with PPI. the statuory interest is yours and tax needs to be paid. in my proposal and chairmans report it states: 1.9 : All of my assets at the date of these propsals are being excluded from this proposal with the exception of any interest in my residential p...

OMG that is totally out of order. how on earth can any company do that, hope they get what they deserve. Is there any depths this PPI thing wont go to. Surely this must be having a bad impact on both IVA and PPI claims companies

i did think about that but when the time comes for completion it could cause all sorts of problems. to be honest i didnt thing i had any PPI at all

is it just me, how can any company agree with a 40% cut and thats before payplans commission trying to figure out why it makes my blood boil

I know, wish i never had any part of it but the wording in Payplans letter saying that we recommend to to persue claims def isnt right. whats worse on the back of there letter is an agreement from Eif with a need for signature.I fully understand that money needs to be paid into pot but clearly our i...

i know its wrong to tarnish those with the same brush who are doing whats right. there are some, like yourself who give help and advise. so no way did i mean offense to your good self or other IPs on here

Hi Mel
Thank you for your advise. i am looking at legal advice and asking my IP to fully explain even though i have tried and tried to get them to explain

anyone using payplan having same problem or would Gemma like to comment

is there anyone else in the same boat?

Hi Orchid 5. sorry to hear about your problem. at first i thought it was just me but fast realising im not alone. Spent the last few days in a foul mood so much so almost commited road rage( not like me)
just feel bitter and angry that they do this. at least dick turpin wore a mask

and as i said before, because Lloyds didnt break the claim down i have been told that because they cant work out the way they have calculated they can not help me. I was advised i can chase Lloyds so a case of we got our money tuff luck on your behalf.

Hi Mel
15% is fair. not all of us are experts in finance or what we would call switched on or fully understand. in my letter it says " we therefore recommend that you pursue these possible compensation claims" no where does it say in this letter i dont have to. i only found this out at a later date.

So just to put some figures down, award £10,000. EiF fees £4,000, Payplan fee unknown yet( waiting for a complete break down of dividents and fees). so without taking off paylans slice leaves £6,000 almost half gone. oh and the debter £0.00 but hold on.. if you get a litte bit from the stat interest...