Thanks for your responses. My reduction wasnt unreasonable. Infact I didnt give an amount to reduce it by. I said that with increases in living expenses I really could do with a reduction. I explained that I had already had to borrow/gift the money from parents to fix my car. Also that this would no...

Did I read your last post correctly? You can keep the first £500 of a windfall??

They didnt really ask me any details of why just that they could not. I explained that I thought they could reduce without the gathering of creditors. There response was no? Basically they said any help, change in circumstances or reduction would result in a creditors meeting. Or extension?? I haven...

I thought this to be the case. I think this is written in my agreement. I didnt have it to hand at the time. However, my suggestion was almost laughed off and denied. The response was 'we are all in the same boat with higher living expenses' I was then left with a long pause until I thanked her for ...

I have recently been contact by my IP to help reclaim PPI. However, I have seen the firm they have arranged to look into this will charge £250 per admin and 29.5% on each claim they are succeful in? I doubt my PPI will amount to more than my debts for full and final settlement. That does not mean I ...

After discussing a similar case where a reduction was mentioned due to increase in living expenses. I was told that IP cannot reduce payments and that basically the creditors would not agree and I could be bankrupted. 'Although they could try' I didnt want to risk my 2 3/4 years of IVA payments. Bas...